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“Personal Responsibility” is a Dirty Foreclosure Phrase?

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OpenDoorAuctions.comWe try not to focus on the recent several years worth of foreclosure free falls from a negative point of view. Yes, every foreclosure represents a failed American Dream, and that’s not a pleasant idea. But too often lost in the “woe is me” mess is the fact that a willing citizen signed themselves up for a mortgage they couldn’t afford, and a willing federal government backed up the foolishness by guaranteeing a loan that a private lender probably never would have made in a free market.

But...